Erie Insurance Company and Erie Insurance Exchange have filed a neutral rate and rule update for their Private Passenger Auto (PPA) programs in Wisconsin, effective February 1, 2026. The change affects 121,944 policyholders and over $228 million in written premium.

The filing revises Payment Plan Discount factors under both the Traditional Auto and Rate Lock programs, removing distinctions between discount structures to simplify billing and pricing. While the update does not impact overall rates, it reflects Erie’s continued efforts to streamline its auto programs and enhance consistency across its payment options.

This filing follows a 5% overall rate increase implemented in August 2025.