Flagship City Insurance Company, affiliated with Erie Insurance, has submitted a rate filing in Wisconsin seeking a 21.9% overall increase for its Business Auto program, effective February 1, 2026, for both new and renewal business.

The filing affects 191 policyholders and $784,000 in written premium, representing a $172,000 premium increase. The company proposes higher base rates across several coverages, including Combined Single Limit (CSL), Bodily Injury (BI), Property Damage (PD), Uninsured and Underinsured Motorist (UM/UIM) Bodily Injury and Single Limit, Comprehensive, and Collision.

Flagship City classified the submission as “Use and File.” Notably, the proposed overall rate impact (21.9%) exceeds the indicated rate change (15.9%), marking an aggressive upward adjustment. The company’s last rate revision, effective February 1, 2025, did not include any percentage change.