Foremost is updating its Manufactured Home Program in Wisconsin, introducing higher deductible options and relaxing certain minimum coverage requirements.
The Farmers Insurance Group company will add $1,000, $2,500, and $5,000 deductible options for owner-occupied manufactured homes.
Foremost is also removing the requirement that Coverage B – Other Structures equal 10% of Coverage A, leaving only a $500 minimum. For Coverage C – Personal Property, the minimum requirement is being reduced from 50% to 25% of Coverage A.
The changes are rate neutral and affect a program with 1,634 policyholders and approximately $1.6 million in written premium.
The changes take effect September 1, 2026, for new and renewal policies.
