MGT submitted a Businessowners Program filing in Oregon introducing new endorsements, revised rating factors, and updated underwriting rules for its Mainstreet BOP product. The filing includes new exclusions for psychotropic and synthetic drugs, anti stacking and non cumulation endorsements, optional extended business income restoration periods, and a delivery operations exclusion tied to hired and non owned auto coverage.

The filing also updates pricing factors tied to business age, building characteristics, payroll, gross sales, and liability limits, while adding a 5% full pay discount and new flat charges for exposures such as car washes, propane filling stations, and vacant land. MGT said the filing impacts five policyholders and approximately $52,221 in written premium, with an overall rate impact of 2%. Individual policy changes may range from decreases of 20% to increases of 41%.

New business changes are requested to take effect June 15, 2026, with renewals following on July 1, 2026.