Selective filed updated pricing for its Kansas businessowners program, proposing an overall rate impact of 7.7% effective October 1, 2026.

The filing covers Selective Insurance Company of America, Selective Insurance Company of South Carolina, Selective Insurance Company of the Southeast, and Selective Way Insurance Company. Proposed rate impacts vary by carrier, ranging from 0% for Selective Way Insurance Company to 16.2% for Selective Insurance Company of America.

According to the filing, Selective is adopting updated ISO businessowners loss costs while introducing proprietary Kansas loss cost tables because the company has not yet adopted ISO’s broader 2023 multistate changes. The filing also updates loss cost multipliers and company deviation factors.

The affected Kansas BOP portfolio is relatively small, with the filing showing a combined total of nine policyholders across the participating insurers.

Supporting actuarial exhibits cite higher reinsurance costs, expense provisions, and underwriting profitability targets as part of the pricing update. The filing includes a selected underwriting profit provision of 6.3% and a target combined ratio of 93.7%.