GEICO submitted a rate and rule revision to the Oregon Division of Financial Regulation on May 11, 2026. The filing covers two entities writing auto insurance in Oregon: GEICO Advantage Insurance Company and GEICO Marine Insurance Company.
The filing impacts approximately 32,197 policyholders and $44.7 million in written premium for GEICO Advantage Insurance Company, and 6,545 policyholders and $11.1 million in written premium for GEICO Marine Insurance Company. While the overall rate impact is listed as 0%, individual policy changes may range from decreases of up to 17.4% to increases of up to 23%, depending on the company and risk profile.
The filing also introduces updated rating factors related to financial responsibility tiers, prior insurance status, household composition, operator characteristics, and vehicle-related variables.
The changes took effect for new business on May 14, 2026, and will apply to renewal policies starting June 30, 2026.