Progressive submitted a pet insurance rate filing in Michigan seeking an overall 6.5% decrease impacting 596 policyholders and approximately $317,151 in written premium. The filing was submitted on May 12, 2026, with proposed effective dates of June 11, 2026, for new business and September 9, 2026, for renewals.

The filing marks one of the first clearer looks into the scale of Progressive’s pet insurance business in Michigan since launch. According to the filing, the insurer’s prior rate revision became effective on June 13, 2025. With 596 policyholders now on the books roughly 11 months later, the figures suggest Progressive Pet has been adding around 30 policyholders per month in the state.

The filing includes revised rating factors across deductibles, copays, breed groups, pet ages, claims experience, wellness coverage, and territory level pricing. Progressive also applies discounts for multi pet households, bundled Progressive policies, and wellness plan participation.