Progressive filed revisions to its Texas personal auto rates covering nearly 3 million policyholders, with increases for injury coverages offset by reductions elsewhere.

The two filings, submitted October 29, report a 0% overall rate impact across the insurer’s direct and agency businesses. Individual policy changes vary substantially: the direct filing lists impacts ranging from a 31.4% decrease to a 60% increase, while the agency filing ranges from a 49.1% decrease to a 60.1% increase.

For direct customers, Progressive proposes increasing bodily injury liability rates by 6%, uninsured/underinsured motorist bodily injury by 9%, and personal injury protection by 6%. Reductions include 12% for comprehensive, 15% for uninsured/underinsured motorist property damage, and 11% for rental reimbursement.

The agency filing covers Progressive’s Classic, Advantage and Supersaver rating classes. It proposes increases of 6% for bodily injury liability and personal injury protection, and 4% for uninsured/underinsured motorist bodily injury. Proposed reductions include 5% for comprehensive, 15% for uninsured/underinsured motorist property damage, and 10% for rental reimbursement.

The direct filing reports approximately 1.49 million policyholders and $3.72 billion in written premium. The agency filing reports another 1.49 million policyholders and $4.21 billion.

Progressive’s actuarial indications differ by channel: a 1.3% overall increase for direct business and a 2.8% decrease for agency business. The selected overall change is zero for both.

The filings list October 30, 2026, for new business and December 3, 2026, for renewals. Neither shows a final disposition in the supplied records. On October 30, the Texas reviewer requested corrections to the agency filing’s prior filing references and a PDF version of its territory factor support, with a response due November 2.