Metromile Insurance Company, part of Lemonade, has revised its per-mile rule for private passenger auto insurance in New Jersey.

Previously, Metromile required policyholders to use a GPS device plugged into the vehicle’s OBD port. The revised rule removes that requirement, now allowing a company-approved telematics device, tracking method, mobile application, or odometer reading to determine miles driven.

The revision, if approved, will take effect for new business on December 15, 2025, and renewals on January 14, 2026.

Lemonade reaches 3,689 car-insurance policyholders in New Jersey as of September 2025.