Lemonade’s pet insurance business in New York continued to grow in 2025, according to two regulatory filings that show both policy count and premium increasing over a six-month period.

A filing acknowledged on June 10, 2025, showed Lemonade had 35,030 affected policyholders and $26.5 million in written premium in New York. The filing sought a 25% overall rate increase and projected an additional $6.6 million in written premium.

By the time of a subsequent filing approved on December 11, 2025, the insurer’s New York pet book had grown to 41,419 policyholders and $37 million in written premium. The later filing called for a 9.5% overall rate impact and projected an additional $3.5 million in written premium.

The figures imply that Lemonade added approximately 6,389 policies in New York over six months, an increase of about 18%, while written premium rose by nearly $10.5 million, or around 39%.

The combination of strong policy growth and rising premium suggests that New York remains an important expansion market for Lemonade’s pet business, even as the insurer continues to pursue rate increases to address profitability and claims trends. The December filing also drew regulatory scrutiny because it followed another rate filing within a 12-month period, prompting the New York Department of Financial Services to request additional exhibits showing the combined impact on policyholders.