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Lemonade Updates Connecticut Pet Discount Rules

Lemonade Insurance Company submitted a revision to its Connecticut pet insurance program on June 18, 2025, with a proposed effective date of July 16 for new policies. Classified as an inland marine product, the filing focuses on rule updates and replaces prior versions of the rating manual and calculation documents. The primary change is an update to Appendix A, which outlines groups eligible for discounted rates through affinity partnerships, including ADP, Walmart, Gusto Insurance Services, and Rover.

The base annual rate remains $434.16, with premiums adjusted by factors like zip code, breed, and deductible. No rate change is proposed, and the filing does not disclose policyholder count or total premium. The SERFF tracking number is LEMO-134557573.