Lemonade – via Metromile – is introducing its first renters insurance product in Idaho, branded Renters Remix, marking its entry into the state’s tenant homeowners segment.

The product uses proprietary forms with simplified, customer-friendly language and a modular structure built around optional endorsements, including pet damage, water backup, bed bug, and equipment breakdown coverage.

Core coverage follows a named-perils approach for property and includes standard liability protection, while exclusions tighten exposure around business activity, vehicles, water intrusion, and high-risk liability scenarios.

The filing was submitted on April 10, 2026, with a requested effective date of May 19, 2026.