Berkshire Hathaway Direct Insurance Company submitted a filing on February 16, 2026, revising its Businessowners Program (BOP) in Connecticut, with changes set to take effect July 1, 2026, for both new and renewal business.

The filing introduces 28 new forms and two revised forms, representing a broad modernization of policy language to address evolving commercial risks. Among the most notable changes are new mandatory exclusions for generative artificial intelligence and Software as a Service (SaaS) operations, signaling a move to clarify coverage boundaries for technology-driven exposures.

Additional mandatory exclusions target areas considered outside underwriting appetite, including cannabis, firearms and weapons, and foreign drywall.

The filing also references Hartford Steam Boiler’s Cyber Suite and broader Berkshire Hathaway product alignment, suggesting positioning within the group’s cyber and technology risk framework.

The updates apply to the company’s small to mid-size commercial segment and reflect Berkshire Hathaway Direct’s continued focus on direct distribution and tighter risk definition in an increasingly digital operating environment.