Zenith Insurance Company has introduced a new commercial general liability (CGL) program in California, covering businesses outside the farm and agribusiness sector. The filing was submitted on June 2, 2026, and is intended to take effect upon regulatory approval.

The new program includes Zenith’s proprietary Commercial General Liability Coverage Form, a General Liability Coverage Extension Endorsement, and a Liquor Liability Coverage Form. The filing also incorporates a broad suite of ISO endorsements covering additional insureds, employee benefits liability, electronic data liability, liquor liability, small unmanned aircraft liability, and various industry-specific coverages and exclusions.

Among the notable exclusions included in the program are communicable disease, trafficking, PFAS, cannabis, animal liability, and electronic smoking device-related exposures. The program also offers optional endorsements for employee benefits liability, liquor liability for bring-your-own-alcohol establishments, and broadened coverage for pharmacists and optical and hearing aid establishments.

According to the filing, the program represents a new commercial general liability offering from Zenith Insurance Company for California businesses.