Automobile Protection Corporation (APCO) filed a new M-Care base vehicle service contract in Washington, covering mechanical breakdowns with an emphasis on powertrain and select EV components.

The contract centers on mechanical breakdown or failure coverage, reimbursing or paying for repairs to core components including engine, transmission, drive axle, and EV-specific parts such as the traction motor and battery when failure thresholds are met.

Additional benefits include substitute transportation (up to $50/day, $350 max), towing (up to $150), trip interruption (up to $750), and roadside assistance, all structured as reimbursement-based add-ons without deductibles.

Coverage is tightly controlled through operational requirements—pre-authorization is mandatory before repairs, maintenance records must be retained, and claims are limited to licensed repair facilities.

Exclusions are broad, notably removing coverage for wear and tear, environmental damage, modifications, maintenance items, and any losses already covered by warranties or insurance, reinforcing the contract’s positioning as a supplemental protection product rather than insurance.