Lemonade Insurance Company has filed and received approval for a personal auto rate revision in Illinois. The filing was submitted under project number IL F15 and was recorded on June 6, 2025. The new rates take effect on June 10, 2025, for new business and on July 10, 2025, for renewals.

The approved adjustment results in a 12% overall rate increase, closely aligned with the indicated change of 12.2%. The filing impacts approximately 7,164 policyholders and $6.6 million in written premium, generating an additional $793,126 in premium. Individual policyholders may see changes ranging from a maximum increase of 55.9% to a decrease of 5.8%.

Supporting documents include updates to base rates, VIN factor tables, and explanatory memoranda, along with redlined attachments and a confidentiality request to protect certain trade-secret data.