XL Specialty Insurance Company has filed a product withdrawal in Mississippi, formally exiting the collector vehicle and classic car insurance market in the state.

The filing, submitted on January 9, 2026, seeks approval for the respectful withdrawal of all associated rate, rule, and form filings tied to the program, with effectiveness upon approval. According to the submission, there are no in force personal automobile policyholders under this program and no premium currently written, resulting in a zero cumulative rate impact.

The withdrawal follows earlier signals of exit from the segment. The company previously issued a legal withdrawal letter in June 2022, outlining its intent to discontinue this line of business. The Mississippi filing effectively completes that process at the state level, formally closing out the program with no remaining exposures.

Similar filings were submitted in Texas and Washington.