USLI has filed a rules-only update in California to formally remove building coverage from its Non Profit Storefront Community Churches Package, aligning its rate and rule manual with an underwriting decision made in 2024.
The filing, submitted on January 16, 2026, does not introduce any rate changes and is focused solely on updating program rules to reflect that USLI no longer writes property coverage for buildings under this product. According to the filing, the company had already discontinued offering building coverage and is now cleaning up its California manual to reflect that position.
USLI previously notified the California Department of Insurance in June 2024 that it would stop offering building coverage for houses of worship, citing risk appetite considerations. The insurer emphasized that the change applies only to building coverage and does not represent a withdrawal of the broader churches package, which continues to offer liability and other non property coverages.
The California filing confirms that buildings are now explicitly ineligible for property coverage under the program, while other aspects of the package remain intact.