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TransUnion Details Authorized Insurers Using Its Insurance Risk Score Models

TransUnion has submitted its fourth-quarter 2025 report to the Georgia Office of Insurance and Safety Fire Commissioner, outlining the insurers authorized to use its Insurance Risk Score Models or the outputs of those models in the state.

The filing, submitted on January 26, 2026, fulfills a long-standing regulatory requirement stemming from a 2006 Georgia insurance order and TransUnion’s placement on the state’s approved list in 2007. Under that order, TransUnion must provide Georgia regulators with a quarterly list of carriers permitted to rely on its insurance risk scoring tools.

According to the filing, the report applies to TransUnion’s Risk Score Model under a Reporting / Quarterly transaction of insurance type. The requested effective date for the update is January 26, 2026, and the filing remains under review by the state.

The attached insurer list for Q4 2025 spans hundreds of entities across personal, commercial, life, and specialty lines, including national carriers, regional insurers, MGAs, and agencies. The breadth of the list underscores how widely insurance risk scoring models have been embedded across underwriting, pricing, and eligibility decisions throughout the U.S. market.