Sterling Casualty Insurance Company has filed a form revision in Florida to replace its private passenger auto insurance application, with changes proposed to take effect March 1, 2026.
The update aligns the application language with underwriting rule changes previously approved by regulators, most notably easing eligibility restrictions to allow applicants with one PIP claim in the past 36 months. Previously, that claim history would have rendered applicants ineligible for new business.
The revised application continues to take a strict stance on household disclosure, warning that failure to list any resident age 15 or older—licensed or not—constitutes a material misrepresentation that may void coverage.
Sterling operates in Florida through the Sterling Managing General Agency, with actuarial support provided by Perr&Knight.