On April 24, 2025, State Farm Fire and Casualty Company filed a request to revise its homeowners deviations in North Carolina, resulting in an overall 2.9% rate increase. The filing (SERFF Tracking Number SFMA-134493263) applies to new business starting June 15, 2025, and renewals starting August 15, 2025.

The changes impact multiple deviation rules, including construction class rating, protective device credits, loyalty discounts, deductible factors, and named storm deductibles. State Farm also updated its customer rating index and introduced new all-peril deductible options for Form 4 and Form 6 homeowners policies.

The filing affects about 665,000 policies and $628 million in written premium.

A corresponding credit score model deviation was filed separately.

A full list of GRID cells and corresponding Location Rating Factors is available at https://forms.b2b.statefarm.com/rate-grid.