Spinnaker Insurance Company submitted its annual filing under Georgia Regulation 120-2-41 on February 25, 2026, reporting schedule rating activity for 2025. The submission is informational and does not introduce new rates, rules, or programs.

The filing shows $5.44 million in written premium subject to schedule rating across business owners and general liability lines, compared to $5.16 million without schedule modifications—an overall impact factor of 1.053. Total direct written premium in Georgia reached $23.9 million, with homeowners representing the largest segment at $11.6 million.

The filing was made for compliance purposes only and carries a 0.0% rate indication.