Nationwide submitted a deviation filing in North Carolina for its Property Precision Plus homeowners program, introducing targeted pricing changes and new risk segmentation features effective July 10, 2026 for renewal business.

The filing reflects an indicated increase of 17.5%, but the company is requesting a more moderate overall rate impact of 4% across approximately 5,694 policyholders, representing $2.64 million in written premium. Individual policy changes will vary widely, ranging from –7.4% to +13%.

Nationwide holds a 1.3% homeowners market share in North Carolina for this segment, and the changes will affect roughly 97% of its exposures in the state.

Nationwide’s nationwide homeowners volume for the line totals about $718 million across nearly 290,000 risks, indicating that North Carolina represents a relatively small but actively managed book.