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Nationwide Caps Utilization Shifts In Kentucky Pet Program

National Casualty Company, part of Nationwide, filed for Kentucky updates that stabilize renewal pricing within its My Pet Protection Plus brand. The initiative introduces a cap limiting policyholders to a maximum of five utilization level movements between renewal periods, promoting long-term rate stability.

This new rule aims to balance claims-based experience adjustments with predictability for policyholders.

Filing submitted February 10, 2026; proposed effective date May 29, 2026 (for new and renewal business).