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Liberty Mutual Raises Motorcycle Rates in Wisconsin

LM General Insurance Company and LM Insurance Corporation, both part of Liberty Mutual Group, filed in Wisconsin to revise base rates for their motorcycle program, effective October 22, 2025, for new business and February 8, 2026, for renewals.

The filing proposes an overall rate increase of 4.5%, affecting 404 policyholders and $233,029 in written premium.

Indications varied by coverage, with higher needs for UM/UIM (+61.6%) offset by decreases in BI/PD, MED, COMP, and COLL.

The last rate change of 13.8% took effect in 2018.