GEICO Marine has filed revisions to its Commercial Auto Casualty Forms Manual in New Jersey, targeting Personal Injury Protection (PIP) procedures. The changes, submitted on June 26, 2025, include new and updated forms—without any rate impact—and are set to take effect for policies issued or renewed on or after January 1, 2026.

Key updates include:

• A mandatory surgery precertification request form that must accompany all surgical treatment plans.

• Expands requirements around treatment precertification and outlines potential 50% co-pay penalties for non-compliance. Emergency care and the first 10 days post-accident remain exempt.

• Adds exclusions for experimental treatments and non-medically necessary services, integrating the DPR plan into policy conditions.

GEICO partners with vendors like ISG, Carisk Imaging, and Optum to manage reviews, diagnostics, and equipment. A new emphasis on audits, assignment conditions, and appeals aims to tighten claim controls. No rate changes were proposed.