GEICO has filed for an overall rate decrease for its voluntary private passenger auto insurance business in Florida.

The filing proposes an overall rate reduction of 6.4% for Government Employees Insurance Company and GEICO General Insurance Company, and 9.2% for GEICO Indemnity Company. The changes are based on accident-year experience through December 31, 2025, evaluated as of March 31, 2026.

In addition to the rate changes, GEICO is proposing to revise its renewal rate capping rule. Instead of the current ±5% symmetric cap, renewal premium increases would be capped at +5%, while decreases would no longer be limited. The filing also includes territory revisions and updated rating factors.

If approved, the changes would apply to new business beginning July 10, 2026, and renewal policies beginning August 27, 2026.