Fidelity Life Association has filed a forms-only update in Tennessee tied to its Lifetime Benefit Term group life product, seeking approval to use a new set of enrollment, disclosure, and rider documents under an existing Illinois Trust structure.

The filing, submitted January 19, 2026, covers employer, association, and union groups and does not include any rate changes.

At the center of the filing is a revised group enrollment form and sponsor authorization, along with updated disclosures and riders tied to optional benefits. These include an Accelerated Death Benefit for Long Term Care, which allows certificate holders to access a portion of the death benefit to pay for qualifying long-term care services, and a Restoration Optional Benefit, which can restore a portion of the death benefit after LTC acceleration, subject to stated limits and percentages.

The Lifetime Benefit Term product is positioned as a hybrid-style group offering: premiums are payable to age 100, coverage can extend to age 120, and benefits are designed to remain in force even if long-term care acceleration is elected. Optional benefits are elected at the group level and then chosen by individual certificate holders during enrollment.