Assurity Life Insurance Company has filed its annual rate certification for three legacy individual accident forms—AAW-A117, WA200, and WA205. The filing covers policies that were once marketed through worksite brokers but are no longer actively sold.

The filing confirms that only 6 Florida policies remain in force. In 2024, those policies generated just $2,311 in premium but triggered $19,300 in claims—resulting in an 837% loss ratio. Nationwide, the loss ratio for the block was a much lower 27.7%, based on 274 policies.

Assurity isn’t seeking a rate change and certifies the premiums remain reasonable based on national credibility.

Bottom Line: Assurity’s Florida accident business is all but phased out, but the company is keeping the pool compliant—despite a rocky year for local claims.