MemberSelect Insurance Company, part of The Auto Club Group, filed in Georgia on October 8, 2025, to revise its Automobile Insurance Underwriting Guidelines effective January 1, 2026. The filing, categorized as a neutral Rate/Rule filing under Private Passenger Auto (File and Use), updates eligibility standards for both new and renewal business.

Key changes include deeming policies that require a Financial Responsibility Certificate (SR-22) ineligible and disqualifying applications where drivers have one or more major violations or three or more minor violations within 36 months. The company continues using the TransUnion CreditVision Insurance Score Model, previously approved in Georgia.

AAA membership remains a requirement for policy eligibility, except in specific acquisition or transfer scenarios. The last approved rate revision was a 9.9% increase effective June 23, 2025.