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Travelers Updates Special Events Program in North Carolina

The Standard Fire Insurance Company, part of  is Travelers, is updating its Special Events program in North Carolina, effective October 24, 2025, for new business only. While the overall rate impact is reported as 0%, the filing introduces revised liability pricing and new coverage limits to better reflect market conditions.

Key changes include a rate reduction for the $1M/$2M Aggregate Liability with $1M Property Damage from $235 to $160, and a rate increase for optional Liquor Liability coverage for 1–50 guests from $50 to $65. The program has no renewals and no current policyholders, with written premium totaling $87,430, and this is its first rate update since June 2016.