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Travelers Refreshes Florida Quantum Auto 2.0 With IntelliDrive 365

Travelers has filed an update to its Florida private passenger auto program introducing IntelliDrive 365, a mobile app–based telematics option that allows drivers to refresh their driving score at each renewal. The filing applies to policies written under the Quantum Auto 2.0 program and was submitted on a file-and-use basis by The Standard Fire Insurance Company.

Under the update, both new and existing policyholders can enroll in IntelliDrive 365, including customers currently participating in Travelers’ existing IntelliDrive program. Participants may qualify for a new IntelliDrive participation discount, while a newly introduced IntelliDrive Score Refresh Factor gradually reduces the impact of a driver’s telematics score as more time passes since sufficient driving data was last collected.

Travelers notes that the changes are designed to enhance flexibility and engagement without altering overall pricing.

The update is scheduled to take effect for new business on May 17, 2026, and for renewals issued on or after May 17, 2026, with policy effective dates beginning July 6, 2026.