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Spinnaker Updates Renters Program Forms in Alabama

Spinnaker Insurance Company, via Millennial Specialty Insurance LLC, received approval to update its Renters program in Alabama with a revised cancellation, nonrenewal, or declination notice form.

The filing, submitted on June 18, 2025, and approved the same day, introduces form (E)GU 8851m (Ed. 1-21) based on Wolters Kluwer’s current edition. The new form will be effective September 1, 2025, for both new and renewal business under the company’s Tenant Homeowners product. No changes to rates or underwriting criteria were included in the filing. The form provides standard language for policy termination notices, including provisions for nonpayment cancellations and guidance on securing alternative coverage through the Alabama Automobile Insurance Plan if applicable.