Privilege Underwriters Reciprocal Exchange (PURE), part of Tokyo Marine, submitted an individual risk filing in Massachusetts for its High Value Homeowners product. The filing, titled CTR1260, is rate-neutral with no change to the overall rate level.

The update affects a single policyholder and adjusts premium by roughly $3,000 within a total book of more than $101 million. It is not a program-wide revision but a case-specific adjustment. PURE’s last broad rate action in the state was a 9.9% increase effective January 1, 2025.