Privilege Underwriters Reciprocal Exchange has filed a rate and rule update in Kansas for its PURE High Value Homeowners program, with new business effective April 1, 2026 and renewals on May 15, 2026. The filing replaces the state’s Home Rate Manual and Rule Manual pages to address positive rate indications, protect renewal retention, and support continued profitable growth.

Regulators issued two objections. The first asks PURE to identify where its CAT model has been approved for use in Kansas. The second requires a one-page summary explaining benefit reductions to policyholders — including changes to roof valuation schedules and a shift from dollar deductibles to percentage deductibles. The filing must be withdrawn if PURE does not respond within 30 days.

The previous rate revision, effective April 1, 2025, increased rates by 6.9%. Rate impact for the current filing was not included in the excerpt.