Homesite Insurance Company filed significant form amendments in Mississippi revising Special Provisions, redefining Actual Cash Value, and tightening language around policy Agreement terms. The update also introduces exclusions for virtual currency and digitally stored property, reflecting evolving risk exposures in the modern home space.

Additional exclusions now address illegal drug or plant-related activity, enhancing policy clarity. Homesite also expands its paperless communications process for policy changes such as cancellation or nonrenewal notices.

Filing submitted February 2, 2026; proposed effective date July 1, 2026 (for new and renewal business).