Hartford has filed for a Commercial Auto rate increase in Oregon, proposing an average premium impact of 15.5%. The filing was submitted on February 19, 2026, with a requested effective date of April 1, 2026 for both new and renewal business.
The company indicated a 25% overall indicated need, which would result in an estimated $236,930 increase in written premium. The changes affect 138 policyholders and approximately $1.53 million in written premium.
The prior rate revision took effect on April 1, 2025.
In addition to updating base rates, the company is replacing rate pages and maintaining a detailed rating structure that incorporates factors such as vehicle characteristics, mileage, claim frequency, safety measures, and geographic differences.