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Hartford Seeks Commercial Auto Rate Increase In Oregon

Hartford has filed for a Commercial Auto rate increase in Oregon, proposing an average premium impact of 15.5%. The filing was submitted on February 19, 2026, with a requested effective date of April 1, 2026 for both new and renewal business.

The company indicated a 25% overall indicated need, which would result in an estimated $236,930 increase in written premium. The changes affect 138 policyholders and approximately $1.53 million in written premium.

The prior rate revision took effect on April 1, 2025.

In addition to updating base rates, the company is replacing rate pages and maintaining a detailed rating structure that incorporates factors such as vehicle characteristics, mileage, claim frequency, safety measures, and geographic differences.