Hartford Underwriters Insurance Company submitted a filing proposing an overall 5.3% rate decrease for its AARP Mature Market Program in North Carolina.

The filing affects 6,164 policyholders and $8,850,016 in written premium. The main focus is revising deviations tied to the Insurance Score exception to improve pricing accuracy and rate adequacy.

This filing represents the second consecutive rate decrease, following a -0.7% reduction effective in October 2025. The actuarial certification confirms the proposed rates are neither excessive, inadequate, nor unfairly discriminatory.

The program is part of Hartford’s continued support of the AARP segment, which uses a company-independent credit-scoring model as part of its underwriting methodology.

Filing submitted on February 11, 2026; proposed effective date June 1, 2026 (for new and renewal business).