Root submitted a filing to launch a new private passenger auto program in Rhode Island, marking the insurtech’s planned entry into the state’s personal auto market.

The rate and rule filing, submitted on June 10, 2026, outlines Root’s proposed rates, rules, rating plan, and supporting manual pages for use in Rhode Island. According to the filing, the materials are intended to establish the insurer’s initial rating structure in the state and would apply prospectively, subject to regulatory approval.

The filing lists an effective date of April 14, 2027, for new business and May 17, 2027, for renewals.

Because this is a new market entry rather than a revision to an existing Rhode Island book of business, the filing reflects no premium impact, affected policyholders, or rate change on in-force business.