Chubb has filed revised underwriting guidelines for their Masterpiece Homeowners program in Connecticut, effective November 15, 2025.

The updates expand eligibility for homes with dwelling limits of $75 million or greater and refine physical condition criteria under the New Business Underwriting Guidelines. The revised guidelines clarify requirements related to construction type, fire protection, and water-loss prevention systems, including the use of automatic shut-off devices.

The filing reaffirms compliance with Connecticut’s coastal underwriting rules and confirms no use of artificial intelligence or machine learning in risk selection, tiering, or eligibility decisions.

Coastal properties remain eligible through Chubb Indemnity, with stricter placement standards for Executive Risk Indemnity based on mitigation features such as roof shape, building code compliance, and storm protection.