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Allstate Updates Homeowners Guidelines In Texas

Allstate submitted a filing to revise underwriting guidelines for its homeowners program in Texas. The filing was submitted on February 24, 2026, with a requested effective date of February 27, 2026, for new business.

The update applies to underwriting rules only and does not include rate changes. The filing replaces previously approved guidelines (SERFF S734508) and introduces revised eligibility and risk selection criteria for the Texas homeowners book.

The submission includes confidential supporting materials and a filing memorandum outlining the updated underwriting framework.