Allstate North American Insurance Company has secured approval for a private passenger auto rate reduction in Iowa. Filed on September 15, 2025, the changes take effect September 18, 2025, for new business and November 27, 2025, for renewals, impacting 10,227 policyholders.

The filing introduces a 10.3% overall rate decrease, reducing total written premiums by just over $2 million from a base of $19.9 million. The adjustment, achieved through revisions to rate adjustment factors, household composition factors, and channel factors, is intended to strengthen the company’s competitive position in the state.