Westfield Insurance Company and Westfield National Insurance Company have filed rate and rule revisions for their Home, Boat, and Inland Marine program in Tennessee, impacting over 2,180 in-force policies. The proposed changes, effective November 1, 2025 for renewals, aim to adjust pricing in response to competitive analysis and internal rate of return models.

The filing includes revised rates for endorsements like Equipment Breakdown and Service Line Coverage, along with updates to a range of homeowners forms including Wespak, Homepak, and Estatepak packages. The proposed rate impact is 8.6% for Westfield Insurance and 8.9% for Westfield National, with the most significant increases affecting owners policies (+8.9%), compared to more modest changes for renters (+1.1%) and condos (+0.7%).