Accredited Surety and Casualty Company is exiting the pet insurance business nationwide, according to withdrawal filings submitted to multiple state regulators.

The Florida-based carrier underwrites pet policies marketed direct-to-consumer by Odie Pet Insurance Marketing.

In its notices, Accredited says it made the decision to terminate the program and discontinue the line countrywide “following internal strategic and operational review.” It plans to wind down through orderly nonrenewals at each policy’s natural expiration, with affected policyholders getting written notice ahead of expiration. Because the book is direct-to-consumer, no agent notifications are required, and Accredited says it will honor all claims incurred before nonrenewal.

The state-by-state filings give a partial sense of the book’s size as of December 31, 2025: Michigan had 885 policies and $538,560 in direct written premium, Tennessee 518 policies and $291,392, New Mexico 165 policies and $91,837, and Kansas 99 policies and $60,292.

The filings note the program has taken steep rate increases in the recent past — a 60% revision in Michigan (effective January 2024), a 58.3% revision in New Mexico (September 2023), and a 49.2% revision in Tennessee — suggesting the economics weren’t working even after aggressive repricing.