Log in

Redpoint Updates Texas Auto Rates to Comply With New State Law

Redpoint County Mutual Insurance Company submitted a Rate/Rule filing in Texas (SERFF #SWCM-134711821) for its Bridger Personal Auto Program to align with Senate Bill 1238, passed by the 89th Texas Legislature. The filing, effective October 27, 2025, for new business and December 11, 2025, for renewals, introduces revisions to maintain compliance rather than to change pricing.

The update applies to 10,647 policyholders with $22.8 million in written premium but carries no rate impact. The company’s last rate revision, approved in March 2025, reflected a -4.86% adjustment.

Filed under Incline P&C Group, Redpoint continues to serve the private passenger auto market through multiple general agents. The filing was submitted by CEO Christopher McClellan and supported by actuarial documentation in compliance with Division 10 rules for county mutual insurers.