Redpoint County Mutual Insurance Company, part of Incline P&C Group and domiciled in Texas, has submitted a rate and rule filing for its Breckenridge-managed Private Passenger Auto program. The filing, effective October 1, 2025, for new business and November 1, 2025, for renewals, impacts 13,819 policyholders and $265,604 in written premium.

The filing reflects a proposed overall rate decrease of 1.1%, with an indicated change of -0.4%. Individual policy impacts range from -19% to +10.6%. The program operates under a File and Use methodology, and the last revision on May 5, 2025, resulted in no overall rate change. No vendors, competitors, or technology updates were mentioned.