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Great American Expands Contents Coverage

Great American Insurance Company is introducing a new Personal Contents program in Oregon, filed under its Personal Inland Marine line. The program includes a range of endorsements designed to expand coverage beyond standard personal property protections.

Key additions include identity recovery services, home systems breakdown protection, and comprehensive cyber protection. The cyber endorsement covers events such as cyber attacks, online fraud, cyber extortion, and social media income interruption. Other optional endorsements address bed bug infestations, forcible theft, increased limits for jewelry and furs, and refrigerated property coverage.

The filing also establishes rating distinctions between affinity and non-affinity policyholders, allowing for discounts tied to group membership. These discounts are designed to make coverage more competitive for members of select organizations or associations.

Submitted through SERFF on May 22, 2025, the filing is currently under review by Oregon regulators.

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