Great American is introducing a new group travel insurance program in Washington, offering a modular product that combines trip protection, medical coverage, and event-related benefits.

The filing covers a broad set of optional protections, including trip cancellation and interruption, “cancel for any reason,” baggage and equipment coverage, travel medical expenses, and accidental death benefits tied to common carrier travel. Limits vary widely, with trip cancellation ranging from $250 to $100,000 and travel medical expense coverage up to $500,000.

The program extends beyond traditional travel insurance by incorporating event-driven coverages. These include ticket cancellation and interruption for single-day and multi-day events, registration cancellation, and protection for season or annual passes.

Additional features target niche use cases. The product includes optional pet-related benefits such as kennel delay, pet return, and pet medical expense, as well as coverage for business equipment and sporting gear.

On the inconvenience side, the policy introduces a fixed benefit for disruptions such as flight delays, missed connections, rental vehicle breakdowns, hotel issues, and even beach closures or passport loss during a trip.

The filing also highlights flexibility in plan design, allowing coverage to be bundled or customized based on trip type, including vacations, events, and rentals. Coverage enhancements such as pre-existing condition waivers and pandemic-related exclusions can be waived if purchased within a defined window after the initial trip payment.

The submission was made on April 28, 2026, and is currently pending review by the state.