Jewelers Mutual has introduced a rate update for its Jewelers Block and Jewelers Standard programs in Georgia, impacting a small commercial inland marine book covering jewelry dealers.

The filing proposes changes to replacement cost factors and stock All Other Perils base rates, with an overall indicated increase of 3.3% and a selected rate impact of 1.89%.

The update applies to a book of 60 policyholders, representing $107,154 in written premium, with an estimated premium increase of about $2,033.

The programs target jewelry-related businesses with average inventories of $250,000 or less, including retailers, pawnbrokers, wholesalers, manufacturers, and repair operations. Coverage includes inventory such as jewelry, precious stones, and metals against direct physical loss, with optional extensions for theft-only coverage, off-premises risks, and specialized protections.

The filing follows a prior rate revision of roughly 17.4% that took effect in June 2025, suggesting a more moderate adjustment this cycle.

If approved, the changes will take effect August 1, 2026 for both new and renewal business.