Farmers Property and Casualty Insurance Company and Economy Premier Assurance Company have filed homeowners rate and rule updates in Kansas, proposing revisions to base rates, new business tier assignments, and premium capping rules with a 0.0% overall premium impact.

The filing was submitted on January 14, 2026, and applies to new business beginning February 14, 2026, with renewals effective March 21, 2026. The book includes 2,552 policyholders and $9.95 million in written premium.

According to the filing, Farmers uses a Geospatial Score and Personal Financial Management (PFM) score for tiering. Premium capping remains in place for a large book converted to Farmers, limiting changes to 7% at each of the first four renewals. The prior rate action in the state was a 25% increase effective November 20, 2023.